In an era when information spreads extremely quickly, it is particularly important to distinguish facts from speculation. Policombank continues to operate normally, providing banking services to individuals and businesses and fulfilling its obligations to clients.

All information presented below is based on the Bank’s financial statements and publicly available data from the National Bank of Ukraine.

1. Policombank continues to operate normally

Policombank continues to operate as a universal commercial bank serving individuals and businesses.

The Bank continues to process client payments, service accounts, conduct deposit and lending operations, carry out foreign exchange transactions, issue bank guarantees and provide other banking services in accordance with applicable legislation and its banking licence.

As of the end of the second quarter of 2026, Policombank’s network comprised its head office and 14 branches in Chernihiv, Chernihiv region and Kyiv.

The Bank continues its day-to-day operations and fulfils its obligations to clients.

2. What do the results for the first half of 2026 show?

As of July 1, 2026, Policombank’s total assets amounted to UAH 960.7 million.

Loans to customers accounted for 44.4% of total assets, reflecting the Bank’s continued focus on lending to the real economy and supporting businesses and individuals.

Customer funds amounted to UAH 632.3 million, of which UAH 462.6 million, or 73%, were term funds.

As of July 1, 2026, the Bank reported a profit of UAH 622 thousand.

3. Capital and liquidity indicators

Policombank maintains a solid capital position.

The Bank’s authorised capital amounts to UAH 200 million, while its regulatory capital amounted to UAH 280.3 million as of July 1, 2026.

The regulatory capital adequacy ratio was 42.0%, significantly exceeding the minimum requirement of 10%.

The Bank’s liquidity indicators also remained well above the regulatory minimums:

• Liquidity Coverage Ratio (LCR) — 1,350.9%, with a minimum requirement of 100%;
• Net Stable Funding Ratio (NSFR) — 172.9%, with a minimum requirement of 100%.

These indicators demonstrate a significant liquidity buffer and a strong level of capital adequacy.

4. Policombank operates within the Ukrainian regulatory framework

Policombank operates in accordance with Ukrainian legislation and under the supervision of the National Bank of Ukraine (NBU).

The Bank holds banking licence No. 152, issued by the National Bank of Ukraine on November 7, 2011.

The Bank’s activities, financial reporting and prudential indicators are subject to the applicable regulatory requirements of the NBU.

5. Participation in the Deposit Guarantee Fund

Policombank is a member of the Deposit Guarantee Fund of Individuals of Ukraine.

This means that the Bank operates within the national deposit guarantee system established under Ukrainian law.

6. Banking activity is about more than financial figures

Behind the figures are the Bank’s employees, clients and daily operations.

Nearly 200 employees work to provide clients with prompt and high-quality banking services.

Policombank continues to support businesses and individuals by providing lending, payment services, foreign exchange operations, deposits and other banking products.

In particular, the Bank participates in the state programme “Affordable Loans 5-7-9%”, supporting access to financing for small and medium-sized businesses.

7. Openness and accessibility of information

Information about Policombank’s financial position, performance indicators, banking services and regulatory status is publicly available.

The Bank publishes its financial statements and other relevant information on its official website. Information about banks and their prudential indicators is also available through the information resources of the National Bank of Ukraine.

The Bank’s financial statements are prepared in accordance with International Financial Reporting Standards (IFRS) and the requirements of the National Bank of Ukraine.

8. Regarding information published in the media

We encourage clients and partners to rely on official sources of information and verified facts.

Information about the Bank’s financial position, regulatory status and performance should be assessed on the basis of official documents and data published by Policombank and the National Bank of Ukraine.

The Bank remains open to communication with its clients, partners and other stakeholders.

9. Policombank continues to work for its clients

Policombank continues its regular operations, provides banking services and fulfils its obligations to clients.

Our priority remains the same: to provide reliable banking services, support our clients and maintain stable operations.

POLICOMBANK — HERE FOR OUR CLIENTS.

Official sources

• Policombank’s financial statements and public information;
• National Bank of Ukraine;
• Deposit Guarantee Fund of Individuals of Ukraine.